Does the Insurance Company Play a Role in a Personal Injury Lawsuit?

Getting involved in a personal injury case such as a car accident, animal attack or slip and fall is a very difficult ordeal. Apart from the physical pain you have to suffer from your injuries, you are also burdened by medical expenses, loss of wages, plus the emotional and psychological trauma of being in an accident. You can file a personal injury claim so you can be compensated for the damages that you have suffered, but doing so usually involves dealing with an insurance company.

Generally, the insurance company will contact you soon after your accident. But if you have not heard from them, you can call the person responsible for your injuries or his insurance company to let them know about your personal injury claim. A claim adjuster will represent the insurance company and he will process and handle your claim. Keep in mind that the claim adjuster works for the insurance company and his job is to protect the interest of the company, not yours. The claim adjuster aims to limit the compensation you will receive while your target is to get the best possible settlement, so you can take care of your medical bills and other damages caused by your injuries.

The insurance company will require copies of your medical bills or repair estimates for your damage property. He may also interview you regarding the accident, so you have to be careful of the information you provide. The insurance company may twist the information and use it to blame the accident on you, so they no longer have to pay the damages. In this regard, it is important to consult a personal injury lawyer first, so you can build a solid claim.

A personal injury attorney can help you in a number of ways. They can advise you on how much compensation you deserve based on the accident and the injuries you suffered. They can help you justify to the insurance company the future medical expenses you will incur because of the accident as well as the compensation for the emotional and psychological damages the accident brought to you. Most importantly, a personal injury lawyer can represent you to the insurance company to spare you the stress of dealing with it.

In a personal injury case, insurance companies have to protect their own interest that conflicts against yours. Having a personal injury attorney on your side can help bring the insurance company to give you a settlement that you justly deserve.