Vehicular accidents are common everyday events. Most accidents are minor and only cause damage to the vehicle, but sometimes it can be more severe and cause injuries to the driver and passengers involved. In car accidents, the person at fault has the responsibility to pay for repairs, medical bills and other related expenses. If you are a victim of a car accident, you can file a personal injury claim to the insurance company of the offending driver and they are required to pay you for the expenses you incurred. Dealing with a personal injury case can be exhausting and complicated. Though you are allowed to handle it on your own, you may not get the best of what you deserve if you do not have a personal injury attorney on your side.
Automobile accident settlements are usually handled out of court. The only time that car accidents lawyers are compelled to file a lawsuit is when a settlement is not reached and the statutes of limitations are expiring soon. The statutes of limitations are the time frame in which accident victims can file a claim. When it expires and no lawsuit is filed, the offending party gets off scot-free. Statutes of limitations vary from state to state, in California it is two years from the date of the accident.
For settlements on automobile accidents, insurance companies offer no more than the coverage of the offending driver's insurance policy. The amount usually does not exceed $100,000, but in truck accidents, the amount can reach as high as $1 million. The insurance company takes into account the severity of the accident and the insurance policy of the driver at fault. Greater damages and serious injuries will likely have higher settlement offers.
Keep in mind that insurance companies will try to offer you the least possible amount for your claim. You can be short-changed if you do not know how to negotiate with them. An auto accident attorney can give you leverage when negotiating with insurance companies. They have dealt with numerous cases like this and they will know how much you should get. With a lawyer on your side, you can receive the best possible settlement for your claim and you can easily go to court if you cannot get what you deserve.
Source: http://www.amillionlives.net/car-accident-insurance-settling-your-motor-insurance-claims.html
http://www.mayfirm.com/blog/what-is-the-average-automobile-accident-settlement/
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